:root{
  --bg:#f6f3ee; --card:#ffffff; --ink:#1f2328; --muted:#5b616b; --line:#e3ddd3;
  --char:#22282f; --char-2:#2e3640; --accent:#2f7d3a; --accent-ink:#ffffff; --accent-dark:#22612b;
  --ok:#2f6f4f; --radius:10px; --wrap:1080px;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--ink);font:17px/1.6 -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif}
a{color:var(--accent-dark)}
img{max-width:100%;height:auto;display:block}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 16px}

/* header */
.top{background:var(--char);color:#fff;position:sticky;top:0;z-index:20}
.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:60px}
.brand{color:#fff;text-decoration:none;font-weight:800;letter-spacing:.2px;line-height:1.15}
.brand small{display:block;font-weight:500;color:#b9c0c9;font-size:12px;letter-spacing:.4px;text-transform:uppercase}
.nav{display:flex;gap:18px;align-items:center}
.nav a{color:#dfe3e8;text-decoration:none;font-size:15px}
.nav a:hover{color:#fff}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:999px;padding:12px 20px;font-weight:700;text-decoration:none;border:0;cursor:pointer;font-size:16px;line-height:1}
.btn-call{background:var(--accent);color:var(--accent-ink)}
.btn-call:hover{background:var(--accent-dark)}
.btn-ghost{background:transparent;color:#fff;border:2px solid #ffffff55}
.btn-ghost:hover{border-color:#fff}
.btn-dark{background:var(--char);color:#fff}
@media (max-width:820px){.nav .link{display:none}}

/* hero */
.hero{background:linear-gradient(90deg,rgba(24,29,35,.94) 0%,rgba(24,29,35,.86) 45%,rgba(24,29,35,.55) 100%),url(/hero.webp) center/cover no-repeat,var(--char);color:#fff;padding:40px 0 48px}
@media (max-width:860px){.hero{background:linear-gradient(180deg,rgba(24,29,35,.88),rgba(24,29,35,.95)),url(/hero-sm.webp) center/cover no-repeat,var(--char)}}
.hero .wrap{display:grid;grid-template-columns:1.25fr .9fr;gap:36px;align-items:start}
.crumbs{font-size:13px;color:#b9c0c9;margin-bottom:10px}
.crumbs a{color:#b9c0c9}
.hero h1{font-size:clamp(30px,4.4vw,46px);line-height:1.1;margin:0 0 14px;letter-spacing:-.5px}
.hero .intro{color:#dfe3e8;font-size:18px;margin:0 0 22px}
.hero .ctas{display:flex;flex-wrap:wrap;gap:12px}
.ticks{list-style:none;padding:0;margin:22px 0 0;display:flex;flex-wrap:wrap;gap:8px 20px;color:#c9cfd6;font-size:15px}
.ticks li::before{content:"\2713";color:var(--accent);font-weight:800;margin-right:7px}
@media (max-width:860px){.hero .wrap{grid-template-columns:1fr}}

/* quote form */
.quote{background:var(--card);color:var(--ink);border-radius:var(--radius);padding:22px;box-shadow:0 10px 30px #0004}
.quote h2{margin:0 0 4px;font-size:21px}
.quote p.sub{margin:0 0 14px;color:var(--muted);font-size:14px}
.quote label{display:block;font-size:14px;font-weight:600;margin:10px 0 4px}
.quote input,.quote select,.quote textarea{width:100%;font:inherit;font-size:16px;padding:11px 12px;border:1px solid #cfc8bc;border-radius:8px;background:#fff}
.quote textarea{min-height:84px;resize:vertical}
.quote .row2{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.quote button{width:100%;margin-top:14px}
.quote .fine{font-size:12px;color:var(--muted);margin:10px 0 0}
.quote .ok{display:none;color:var(--ok);font-weight:700}

/* body */
main{padding:36px 0 20px}
.content{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:40px}
@media (max-width:900px){.content{grid-template-columns:1fr}}
article h2{font-size:26px;line-height:1.2;margin:34px 0 10px;letter-spacing:-.2px}
article h3{font-size:20px;margin:24px 0 8px}
article p,article li{color:#2b3037}
article ul{padding-left:22px}
article li{margin:4px 0}
article .callout{background:#fff;border-left:4px solid var(--accent);padding:14px 18px;border-radius:6px;margin:22px 0}
article img{border-radius:var(--radius);margin:18px 0}
.side{position:relative}
.side .box{position:sticky;top:84px;background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:20px}
.side h3{margin:0 0 8px;font-size:18px}
.side ul{list-style:none;padding:0;margin:0}
.side li{border-top:1px solid var(--line)}
.side li a{display:block;padding:9px 0;color:var(--ink);text-decoration:none;font-size:15px}
.side li a:hover{color:var(--accent-dark)}
.cta-band{background:var(--char);color:#fff;border-radius:var(--radius);padding:26px;margin:40px 0 10px;display:flex;flex-wrap:wrap;gap:16px;align-items:center;justify-content:space-between}
.cta-band h2{margin:0;font-size:24px;color:#fff}
.cta-band p{margin:4px 0 0;color:#c9cfd6}
.faq details{background:#fff;border:1px solid var(--line);border-radius:8px;padding:12px 16px;margin:10px 0}
.faq summary{font-weight:700;cursor:pointer}

/* hub grids */
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:14px;margin:18px 0}
.tile{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:18px;text-decoration:none;color:var(--ink)}
.tile strong{display:block;font-size:17px;margin-bottom:4px}
.tile span{color:var(--muted);font-size:14px}
.tile:hover{border-color:var(--accent)}

/* footer */
footer{background:var(--char);color:#c9cfd6;margin-top:40px;padding:36px 0 30px;font-size:15px}
@media (max-width:760px){footer{padding-bottom:96px}}
footer .cols{display:grid;grid-template-columns:1.4fr 1.2fr 1.2fr .7fr;gap:32px}
footer .areas-list{columns:2;column-gap:20px}
footer .areas-list li{margin:0 0 6px;break-inside:avoid}
@media (max-width:980px){footer .cols{grid-template-columns:1fr 1fr}}
footer h4{color:#fff;margin:0 0 10px;font-size:15px;text-transform:uppercase;letter-spacing:.5px}
footer a{color:#dfe3e8;text-decoration:none}
footer a:hover{color:#fff}
footer ul{list-style:none;padding:0;margin:0}
footer li{margin:6px 0}
footer .ref{border-top:1px solid #ffffff22;margin-top:26px;padding-top:16px;font-size:13px;color:#9aa3ad}
@media (max-width:760px){footer .cols{grid-template-columns:1fr}}

/* mobile call bar */
.callbar{display:none}
@media (max-width:760px){
  .callbar{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:30;gap:8px;padding:10px 12px;background:var(--char);box-shadow:0 -6px 20px #0003}
  .callbar .btn{flex:1;padding:14px 10px}
  .top .btn-call{display:none}
}
.draft{background:#fff3cd;color:#6b4e00;text-align:center;font-size:13px;padding:6px 10px}

.how{list-style:none;counter-reset:s;padding:0;margin:30px 0 0;display:grid;gap:12px;max-width:520px}
.how li{counter-increment:s;display:flex;gap:12px;align-items:flex-start;color:#dfe3e8;font-size:15px;background:#ffffff0d;border:1px solid #ffffff1a;border-radius:10px;padding:12px 14px}
.how li::before{content:counter(s);flex:0 0 26px;height:26px;border-radius:50%;background:var(--accent);color:#fff;font-weight:800;display:grid;place-items:center;font-size:14px}
.how b{color:#fff}